Asset Tokenization: Is It Worth Investing Now?
You’ve probably heard about asset tokenization, but do you really understand what it means for your portfolio? This once-distant concept is already being used by major banks and savvy investors around the world. In this article, you’ll learn what asset tokenization is, how it works, its benefits and risks — and whether now is the right time to invest.
8/5/2025
What is asset tokenization?
Tokenization is the process of converting real-world assets — like real estate, art, vehicles, or securities — into digital tokens recorded on a blockchain.
Each token represents a fraction of the asset, making it accessible and tradable by a broader range of investors.
Example: A $200,000 property could be divided into 1,000 tokens of $200 each, allowing more people to invest in high-value assets.
Which assets can be tokenized?
Almost anything. Examples include:
Residential and commercial properties
Artwork and collectibles
Agricultural contracts and receivables
Stocks, bonds, and fund shares
Commodities and intellectual property
In Brazil, major institutions like BTG Pactual, Itaú, and B3 are already exploring financial asset tokenization. Globally, companies like BlackRock and JPMorgan are leading similar initiatives.
Key benefits for investors
Accessibility: low entry barrier to premium assets.
Liquidity: 24/7 trading on digital platforms.
Transparency: blockchain enables full transaction tracking.
Smart contracts: automate payments and rules securely.
Diversification: invest in real-world assets across various sectors.
But what are the risks?
Regulatory uncertainty: while progress is being made, it’s still evolving.
Platform risks: technical failures could result in losses.
Limited liquidity for some tokens.
Investor confusion or lack of knowledge.
Pro tip: Only use trusted and licensed platforms, and always verify the real-world backing of the tokens.
So, is it worth investing now?
It depends on your profile. If you:
Embrace innovation
Want broader portfolio diversification
Can tolerate some risk
...then tokenization might be an exciting frontier for you.
Still, don’t go all-in yet. Start small, learn the ropes, and monitor the space as it matures.
According to the World Economic Forum, up to 10% of global GDP may be tokenized by 2030 — this is not a trend to ignore.
Conclusion: invest or wait?
Asset tokenization is unlocking a new era of investing. It’s more accessible, transparent, and dynamic than ever before.
Getting in early could mean strong upside, but only if you’re informed and strategic. Take the time to understand this innovation and build your exposure gradually.